Categories that match real life
Needs, wants, and savings, plus the categories you rename. Every dollar has a job.
Membership
Budget the month. Track what compounds.
Centleaf keeps the month you can spend next to the wealth you are building. Categories, bank transactions, dividends, and the ounces in the safe live in one dark workspace.
Net worth
$128,400
Safe to spend
$981
Needs used
79%
Dividends / yr
$1,186
Sample figures from a household, not a promise of returns.
The month
A 50/30/20 plan you can bend. Income, needs, wants, and savings each show what you budgeted, what posted, and what remains. Safe to spend stays intact while bills and savings are protected.
The balance sheet
Holdings with dividend months, allocation across cash and investments, yearly net worth snapshots, and manual gold and silver. Prices you type stay put. Crypto with a CoinGecko id and metal spot prices can refresh live.
What is inside
Budget versus actual
See the plan, the spend, the percent used, and what is left in each allocation.
Bank sync
Link accounts with Plaid. Posted transactions import through Transactions Sync and webhooks.
Bills and goals
Recurring bills, a review queue, and savings goals with a visible finish line.
Holdings and dividends
Shares, cost basis, a 12-month dividend projection, and live crypto prices.
Net worth, once a year
Cash, retirement, liabilities, and a snapshot you can compare with last year.
The stack
Gold and silver by the ounce, with cost basis and a live spot from gold-api.com.
Alerts that stay quiet
Email and web push when a category nears 80%, a bill is due, or a charge is large.
Membership
$10 / month
One household. Budget, banks, holdings, metals, and alerts. Billed monthly through Stripe. Cancel from the customer portal.
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